Kredicell (Pty) Ltd was born out of a passion for the well-being of the people of Botswana. With more than 25 years of experience in the unsecure personal loan industry in Sub Sahara (South Africa, Swaziland and Botswana), Tar Eloff established Kredicell in 2008. He was the founding member of First Funding (a division of FNB Botswana) that was established in 1999. FNB Botswana required Tar’s stake in First Funding in 2006. Tar Eloff has remained as managing director of Kredicell and expanded the business based on traditional values and innovative ideas. With its head office in Gabarone and branches in Francistown, Palapye and Maun and more than 60 agents, Kredicell’s entrepreurial mindset has continued to set them apart and deliver on its promises.

The key to operational success lies in an organisation’s ability to interact with its clients, members, stakeholders and partners, not only in terms of service delivery, but also in terms of essential financial control mechanisms.

As a broking firm, Kredicell connects groups of people, associations and unions, negotiating on their behalf. It is our principle objective to improve the lives of individuals, members of groups, associations and unions, who may not be able to obtain lending services elsewhere on an individual basis.

We strive to maximize value to all our clients, partners and stakeholders while never neglecting or losing sight of the corporate, social and environmental responsibilities. The key to our success lies with the effective application of IT Technology, hence we have developed trusted IT systems and solutions to cater to a ONE STOP service.